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What this credit is
Prepaid FHR/THC bookings via Amex Travel only; THC needs a 2-night minimum
At $300 per half of the year, this credit is worth $600 a year — but only to someone who uses it in all 2 windows. Use it in half of them and it is worth $300.
Set against the card’s $895 annual fee, using this one credit in full covers 67% of it.
How the semi-annual reset works
It resets twice a year, usually on 1 January and 1 July. Two windows. Miss the January–June half and you have lost half the credit's annual value with no way to make it up in the second half.
Cardful tracks this credit to the cent, shows how much of the current half of the year is still unclaimed, and reminds you before the window closes — which is the whole reason the app exists.
Where people lose this one
- Prepaid bookings only. Pay-at-property reservations will not trigger it, which is the most common way this one is missed.
- Minimum stay of 2 nights. Shorter bookings do not qualify.
The rest of the Amex Platinum Card credits
- Equinox Credit — $300 annual
- CLEAR Plus Credit — $219 annual
- Airline Fee Credit — $200 annual
- Oura Ring Credit — $200 annual
- Global Entry / TSA PreCheck credit — $120 one time
- Uber One Membership Credit — $120 annual
- Resy Dining Credit — $100 quarterly
- lululemon Credit — $75 quarterly
- Digital Entertainment Credit — $25 monthly
- Uber Cash — $15 monthly
- Walmart+ Credit — $12.95 monthly
See the full Amex Platinum Card breakdown →
Related reading
- Travel perks and card insurance, explained
- Is the annual fee worth it?
- How statement credits really work
- The money you leave on the table
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.