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What this credit is
Enroll first; only participating partners count, not any streaming service
At $25 per calendar month, this credit is worth $300 a year — but only to someone who uses it in all 12 windows. Use it in half of them and it is worth $150.
Set against the card’s $895 annual fee, using this one credit in full covers 34% of it.
How the monthly reset works
It resets on the 1st of every month. Twelve separate use-it-or-lose-it windows. An unused month is simply gone — nothing rolls forward — so the headline annual number only materialises if you remember it twelve times in a row. This is the cadence people lose the most money to.
Cardful tracks this credit to the cent, shows how much of the current calendar month is still unclaimed, and reminds you before the window closes — which is the whole reason the app exists.
Where people lose this one
- Enrolment required. This credit does not apply automatically — you have to activate it before the spend, and activation does not backdate.
The rest of the Amex Platinum Card credits
- Equinox Credit — $300 annual
- Hotel Credit (FHR/THC) — $300 semiannual
- CLEAR Plus Credit — $219 annual
- Airline Fee Credit — $200 annual
- Oura Ring Credit — $200 annual
- Global Entry / TSA PreCheck credit — $120 one time
- Uber One Membership Credit — $120 annual
- Resy Dining Credit — $100 quarterly
- lululemon Credit — $75 quarterly
- Uber Cash — $15 monthly
- Walmart+ Credit — $12.95 monthly
See the full Amex Platinum Card breakdown →
Related reading
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.