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What this credit is
Club membership or Equinox+ only, subject to auto-renewal; enrollment required
This credit is worth $300 per year.
Set against the card’s $895 annual fee, using this one credit in full covers 34% of it.
How the annual reset works
It resets once a year. One window — but read carefully whether it follows the calendar year or your cardmember anniversary year. Getting that wrong is the single most common way an annual credit expires unused.
Cardful tracks this credit to the cent, shows how much of the current year is still unclaimed, and reminds you before the window closes — which is the whole reason the app exists.
Where people lose this one
- Enrolment required. This credit does not apply automatically — you have to activate it before the spend, and activation does not backdate.
- Requires a paid membership. Part of the value is only reachable if you keep the underlying subscription active, so net it out before counting it.
The rest of the Amex Platinum Card credits
- Hotel Credit (FHR/THC) — $300 semiannual
- CLEAR Plus Credit — $219 annual
- Airline Fee Credit — $200 annual
- Oura Ring Credit — $200 annual
- Global Entry / TSA PreCheck credit — $120 one time
- Uber One Membership Credit — $120 annual
- Resy Dining Credit — $100 quarterly
- lululemon Credit — $75 quarterly
- Digital Entertainment Credit — $25 monthly
- Uber Cash — $15 monthly
- Walmart+ Credit — $12.95 monthly
See the full Amex Platinum Card breakdown →
Related reading
- How statement credits really work
- Which card should you use where?
- Is the annual fee worth it?
- The money you leave on the table
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.