Cards · Amex

Marriott Bonvoy Brilliant

For Marriott loyalists: Platinum status and a free night that can cover the fee on its own.

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Amex Marriott Bonvoy Brilliant card art
$650
annual fee
100,000
points welcome offer, after $6,000 in 6 months
$1,270
a year in credits, used in full
Marriott Bonvoy
about 0.75¢ a point at RRV

Where it earns

The multipliers.

Paid in Marriott Bonvoy, about 0.75¢ a point at RRV. Cardful ranks this card against the rest of your wallet for every purchase, using these rates and an honest point value.

6×
Hotels
6x at participating Marriott Bonvoy hotels
3×
Dining
3x at restaurants worldwide
3×
Flights
3x on flights booked directly with airlines
2×
Everything else
2x on all other eligible purchases

Statement credits

$1,270 a year, if you use all of it.

Each credit runs on its own reset schedule, and each name opens the full breakdown of how it resets and where it is most often wasted. Cardful remembers partial use and reminds you before a window closes.

Credits · 4 trackedReset schedules included
$750
a year
$300
a year
$120
a year
$100
a year

Also on the card: Priority Pass Select, Elite Night Credits, Marriott Bonvoy Platinum Elite status.

The honest read

Worth it, or not.

Worth it if

  • An annual free night award, up to 85,000 points, worth more than the fee at the right property.
  • Platinum Elite status with 25 elite night credits every year.
  • The $25 monthly dining credit adds up to $300 a year.

Think twice if

  • Bonvoy points are worth less per point than Chase or Amex points.
  • The free night expires after a year and is hard to use at peak properties.
  • The dining credit is another monthly window to remember.

The fee

Is the fee worth it?

On paper the credits are worth $1,270 a year against a $650 fee. The honest question is which of them you will genuinely use. How the verdict works →

Marriott Bonvoy Brilliant · $650 fee

Every credit used in full, no points counted

On paper
Annual fee−$650
Annual free night award$750 annual, used in full+$750
Brilliant dining credit$25 monthly, used in full+$300
Global Entry or TSA PreCheck credit$120 one-time, used in full+$120
Marriott property credit$100 annual, used in full+$100
Net, on paper+$620

Almost nobody uses every credit in every window. Cardful tracks what you actually claim and gives the keep, downgrade or cancel verdict on your real renewal date.

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Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.

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