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What this credit is
Up to $25 each month in statement credits at restaurants worldwide ($300/year).
At $25 per calendar month, this credit is worth $300 a year — but only to someone who uses it in all 12 windows. Use it in half of them and it is worth $150.
Set against the card’s $650 annual fee, using this one credit in full covers 46% of it.
How the monthly reset works
It resets on the 1st of every month. Twelve separate use-it-or-lose-it windows. An unused month is simply gone — nothing rolls forward — so the headline annual number only materialises if you remember it twelve times in a row. This is the cadence people lose the most money to.
Cardful tracks this credit to the cent, shows how much of the current calendar month is still unclaimed, and reminds you before the window closes — which is the whole reason the app exists.
The rest of the Amex Marriott Bonvoy Brilliant credits
- Annual free night award — $750 annual
- Global Entry or TSA PreCheck credit — $120 one time
- Marriott property credit — $100 annual
- Priority Pass Select — $0 one time
- Elite Night Credits — $0 annual
- Marriott Bonvoy Platinum Elite status — $0 annual
See the full Amex Marriott Bonvoy Brilliant breakdown →
Related reading
- Which card should you use where?
- The money you leave on the table
- How statement credits really work
- Is the annual fee worth it?
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.