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What this credit is
Ritz-Carlton or St. Regis, booked direct on a special rate, 2-night minimum
This credit is worth $100 per year.
Set against the card’s $650 annual fee, using this one credit in full covers 15% of it.
How the annual reset works
It resets once a year. One window — but read carefully whether it follows the calendar year or your cardmember anniversary year. Getting that wrong is the single most common way an annual credit expires unused.
Cardful tracks this credit to the cent, shows how much of the current year is still unclaimed, and reminds you before the window closes — which is the whole reason the app exists.
Where people lose this one
- Minimum stay of 2 nights. Shorter bookings do not qualify.
The rest of the Amex Marriott Bonvoy Brilliant credits
- Annual free night award — $750 annual
- Global Entry or TSA PreCheck credit — $120 one time
- Brilliant dining credit — $25 monthly
- Priority Pass Select — $0 one time
- Elite Night Credits — $0 annual
- Marriott Bonvoy Platinum Elite status — $0 annual
See the full Amex Marriott Bonvoy Brilliant breakdown →
Related reading
- Travel perks and card insurance, explained
- Is the annual fee worth it?
- How statement credits really work
- The money you leave on the table
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.