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Cards · Amex

Hilton Honors Aspire Card

Top-tier Hilton status and a free night, with resort credits that need Hilton stays.

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Amex Hilton Honors Aspire Card card art
$550
annual fee
175,000
points welcome offer, after $6,000 in 6 months
$1,619
a year in credits, used in full
Hilton Honors
about 0.50¢ a point at RRV

Where it earns

The multipliers.

Paid in Hilton Honors, about 0.50¢ a point at RRV. Cardful ranks this card against the rest of your wallet for every purchase, using these rates and an honest point value.

14×
Hotels
14x on eligible purchases at hotels and resorts in the Hilton portfolio
7×
Flights
7x on flights booked directly with airlines or amextravel.com, and on car rentals booked directly from select companies
7×
Dining
7x at U.S. restaurants
3×
Everything else
3x on all other eligible purchases

Statement credits

$1,619 a year, if you use all of it.

Each credit runs on its own reset schedule, and each name opens the full breakdown of how it resets and where it is most often wasted. Cardful remembers partial use and reminds you before a window closes.

Credits · 5 trackedReset schedules included
$700
a year
Hilton resort credit
$200 · semi-annual
$400
a year
CLEAR Plus credit
$219 · annual
$219
a year
Airline flight credit
$50 · quarterly
$200
a year
$100
a year

Also on the card: Hilton Honors Diamond status.

The honest read

Worth it, or not.

Worth it if

  • Diamond status from day one.
  • An annual free night at almost any Hilton, including Waldorf Astoria and Conrad.
  • 14× at Hilton properties, 7× on flights and dining.

Think twice if

  • The $400 resort credit only works at Hilton resorts, in two $200 halves.
  • The $200 airline credit is split into $50 quarters.
  • Hilton points are worth about half a cent, so the multipliers flatter the card.

The fee

Is the fee worth it?

On paper the credits are worth $1,619 a year against a $550 fee. The honest question is which of them you will genuinely use. How the verdict works →

Hilton Honors Aspire Card · $550 fee

Every credit used in full, no points counted

On paper
Annual fee−$550
Annual free night reward$700 annual, used in full+$700
Hilton resort credit$200 semi-annual, used in full+$400
CLEAR Plus credit$219 annual, used in full+$219
Airline flight credit$50 quarterly, used in full+$200
Waldorf Astoria and Conrad on-property credit$100 annual, used in full+$100
Net, on paper+$1,069

Almost nobody uses every credit in every window. Cardful tracks what you actually claim and gives the keep, downgrade or cancel verdict on your real renewal date.

Related reading

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Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.

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