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What this credit is
Participating Hilton Resorts only; $200 per half-year, no rollover
At $200 per half of the year, this credit is worth $400 a year — but only to someone who uses it in all 2 windows. Use it in half of them and it is worth $200.
Set against the card’s $550 annual fee, using this one credit in full covers 73% of it.
How the semi-annual reset works
It resets twice a year, usually on 1 January and 1 July. Two windows. Miss the January–June half and you have lost half the credit's annual value with no way to make it up in the second half.
Cardful tracks this credit to the cent, shows how much of the current half of the year is still unclaimed, and reminds you before the window closes — which is the whole reason the app exists.
The rest of the Amex Hilton Honors Aspire Card credits
- Annual free night reward — $700 annual
- CLEAR Plus credit — $219 annual
- Waldorf Astoria and Conrad on-property credit — $100 annual
- Airline flight credit — $50 quarterly
- Hilton Honors Diamond status — $0 annual
See the full Amex Hilton Honors Aspire Card breakdown →
Related reading
- Travel perks and card insurance, explained
- Is the annual fee worth it?
- How statement credits really work
- The money you leave on the table
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.