Cards · Chase · Visa
Ink Business Preferred
The small-business points card: 3× on travel, shipping, ads and internet.
Track this card in Cardful. Free, nothing to link.
Where it earns
The multipliers.
Paid in Ultimate Rewards, about 2.1¢ a point at RRV. Cardful ranks this card against the rest of your wallet for every purchase, using these rates and an honest point value.
Statement credits
$120 a year, if you use all of it.
Each credit runs on its own reset schedule. Cardful remembers partial use and reminds you before a window closes.
The honest read
Worth it, or not.
Worth it if
- 3× on travel, shipping, advertising and internet, cable and phone, on the first $150,000 a year.
- One of the largest welcome offers on any card.
- Business cards do not count toward Chase 5/24.
Think twice if
- 1× on everything outside the bonus categories.
- The 3× categories are capped per year.
- It needs a business, even a sole proprietorship, to qualify.
The fee
Is the fee worth it?
On paper the credits are worth $120 a year against a $95 fee. The honest question is which of them you will genuinely use. How the verdict works →
Ink Business Preferred · $95 fee
Every credit used in full, no points counted
Almost nobody uses every credit in every window. Cardful tracks what you actually claim and gives the keep, downgrade or cancel verdict on your real renewal date.
Disclosure: Cardful may earn a commission if you are approved for a card through our links. It never changes the offer you receive, and it never changes what we recommend. How we make money.
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.
Track what you already carry.
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