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The Chase Freedom Unlimited has no annual fee, so everything it earns is upside.
Statement credits, itemised
Values shown per period and annualised across the periods in a year.
| Credit | Per period | Resets | Per year |
|---|---|---|---|
| DoorDash non-restaurant credit | $10 | Quarterly | $40 |
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Dining | 3× | |
| Drugstores | 3× | |
| Everyday | 1.5× |
Is the fee worth it?
Cardful answers this per card and per year rather than in the abstract: it tracks what you have actually claimed, compares it against the fee on your real renewal date, and returns a keep, downgrade or cancel verdict — with a retention-call script when cancelling is the wrong move. Read the framework →
Related reading
- How statement credits really work
- Which card should you use where?
- Is the annual fee worth it?
- The money you leave on the table
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.