Cards · Amex
Blue Cash Preferred
6% at U.S. supermarkets and on streaming. The cash-back groceries card.
Track this card in Cardful. Free, nothing to link.
Where it earns
The multipliers.
Paid in cash back. Cardful ranks this card against the rest of your wallet for every purchase, using these rates and an honest point value.
Statement credits
$120 a year, if you use all of it.
Each credit runs on its own reset schedule. Cardful remembers partial use and reminds you before a window closes.
The honest read
Worth it, or not.
Worth it if
- 6% at U.S. supermarkets and on select streaming services.
- 3% at U.S. gas stations and on transit.
- The monthly Disney streaming credit offsets the fee.
Think twice if
- Cash back only, so no transfer partners.
- The 6% grocery rate is capped at $6,000 a year, then 1%.
- You need real grocery spend to beat a flat 2% card after the fee.
The fee
Is the fee worth it?
On paper the credits are worth $120 a year against a $95 fee. The honest question is which of them you will genuinely use. How the verdict works →
Blue Cash Preferred · $95 fee
Every credit used in full, no points counted
Almost nobody uses every credit in every window. Cardful tracks what you actually claim and gives the keep, downgrade or cancel verdict on your real renewal date.
Disclosure: Cardful may earn a commission if you are approved for a card through our links. It never changes the offer you receive, and it never changes what we recommend. How we make money.
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.
Track what you already carry.
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