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What this credit is
DashPass required; $10/mo toward non-restaurant orders
At $10 per calendar month, this credit is worth $120 a year — but only to someone who uses it in all 12 windows. Use it in half of them and it is worth $60.
Set against the card’s $95 annual fee, using this one credit in full covers 126% of it.
How the monthly reset works
It resets on the 1st of every month. Twelve separate use-it-or-lose-it windows. An unused month is simply gone — nothing rolls forward — so the headline annual number only materialises if you remember it twelve times in a row. This is the cadence people lose the most money to.
Cardful tracks this credit to the cent, shows how much of the current calendar month is still unclaimed, and reminds you before the window closes — which is the whole reason the app exists.
Where people lose this one
- Requires a paid membership. Part of the value is only reachable if you keep the underlying subscription active, so net it out before counting it.
The rest of the Chase Sapphire Preferred credits
- Apple TV Credit — $156 annual
- Global Entry / TSA PreCheck credit — $120 one time
- Hotel Credit — $100 annual
See the full Chase Sapphire Preferred breakdown →
Related reading
- Which card should you use where?
- How statement credits really work
- Is the annual fee worth it?
- The money you leave on the table
Terms last verified against the issuer’s published page on . Card terms change without notice — always confirm on the issuer’s site before applying.