Affiliate Disclosure

Last updated: May 30, 2026

cardful is reader-supported. Some links to credit cards on this website and in the app are affiliate links — and we want you to know exactly how that works.

How we make money

When you apply for a credit card through a link on cardful and are approved, we may receive compensation from the card issuer or from an affiliate network such as FlexOffers, CJ Affiliate, Impact, or Bankrate Credit Cards. This compensation is how we keep cardful free to use.

It never costs you anything

Using our links does not change the offer, terms, rewards, or price you receive. You get the same deal you would going to the issuer directly.

Our recommendations are independent

Compensation does not determine which cards we show first or recommend. cardful’s rankings are produced by our points-valuation and best-card engines using the data you enter and published reward rates — not by who pays us. When a card isn’t the right fit for you, we won’t pretend it is.

Trademarks & independence

Card names, product names, and issuer logos are the property of their respective owners and are used for identification only. cardful is an independent application and is not affiliated with, endorsed by, or sponsored by any card issuer, bank, or network.

Questions

If anything here is unclear, get in touch — we’re happy to explain.